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Sharon Bank

Springfield, PA · Est. 1873 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Sharon Bank is a bank based in Springfield, Pennsylvania, established in 1873, with $171 million in total assets across 5 branches. By Trust Grade it ranks 76th of 110 banks we track in Pennsylvania. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Sharon Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$170.8M
$100M–1B institution
Deposits
$141.5M
Branches
5
Capital ratio
9.5%
Bottom 38% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.3%
Bottom 7% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#76
of 110 banks

How Sharon Bank compares to Pennsylvania peers

Capital ratio
Bottom 38% of $100M–1B peers
Sharon Bank
9.5%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Sharon Bank
0.3%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Sharon Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (9.5% capital ratio)
  • Profitable (ROA 0.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sharon Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 3480 Pennell Rd, Aston, PA 19014
  • 900 W Sproul Rd, Springfield, PA 19064
  • 1900 South St, Philadelphia, PA 19146
  • 153 Saxer Ave, Springfield, PA 19064
  • 901 Main St, Darby, PA 19023

Are deposits at Sharon Bank insured?

Yes. Sharon Bank is an FDIC-insured bank (FDIC certificate #28793). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sharon Bank: frequently asked questions

Is Sharon Bank a good bank?

Sharon Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.28%).

Is Sharon Bank FDIC-insured?

Yes. Sharon Bank is a FDIC-insured bank (FDIC certificate #28793). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sharon Bank?

Sharon Bank holds $171 million in total assets, ranking 76th of 110 banks we track in Pennsylvania. It operates 5 branches.

Does Sharon Bank have CFPB complaints?

No CFPB complaints against Sharon Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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