Central Penn Bank & Trust is a bank based in Mifflinburg, Pennsylvania, established in 1872, with $1.3 billion in total assets across 14 branches. By Trust Grade it ranks 34th of 110 banks we track in Pennsylvania. Its capital ratio of 9.7% trails most similarly sized banks (38th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Central Penn Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central Penn Bank & Trust compares to Pennsylvania peers
How we graded Central Penn Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.7% capital ratio)
- Strongly profitable (ROA 1.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Central Penn Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 135 Queen St, Northumberland, PA 17857
- 411 N Market St, Selinsgrove, PA 17870
- 1110 Fairground Rd, Lewisburg, PA 17837
- 4978 Penns Valley Rd, Millheim, PA 16854
- 403 N 4th St, Sunbury, PA 17801
- 87 Lori Ln, Selinsgrove, PA 17870
- Po Box 186, Mifflinburg, PA 17844
- 5244 S Susquehanna Trl, Port Trevorton, PA 17864
- 245 Front St, Northumberland, PA 17857
- 8250 Route 522, Middleburg, PA 17842
- 500 Market St, Lewisburg, PA 17837
- 901 State Route 522, Selinsgrove, PA 17870
- 415 Mahoning St, Milton, PA 17847
- 250 E Chestnut St, Mifflinburg, PA 17844
Are deposits at Central Penn Bank & Trust insured?
Yes. Central Penn Bank & Trust is an FDIC-insured bank (FDIC certificate #10685). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central Penn Bank & Trust: frequently asked questions
Is Central Penn Bank & Trust a good bank?
Central Penn Bank & Trust earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.59%).
Is Central Penn Bank & Trust FDIC-insured?
Yes. Central Penn Bank & Trust is a FDIC-insured bank (FDIC certificate #10685). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Central Penn Bank & Trust?
Central Penn Bank & Trust holds $1.3 billion in total assets, ranking 34th of 110 banks we track in Pennsylvania. It operates 14 branches.
Does Central Penn Bank & Trust have CFPB complaints?
No CFPB complaints against Central Penn Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
