Hamlin Bank And Trust Company is a bank based in Smethport, Pennsylvania, established in 1863, with $496 million in total assets across 10 branches. By Trust Grade it ranks 2nd of 110 banks we track in Pennsylvania. Its capital ratio of 19.7% is stronger than 97% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Hamlin Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hamlin Bank And Trust Company compares to Pennsylvania peers
How we graded Hamlin Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.7% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hamlin Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 34 N Fraley St, Kane, PA 16735
- 2 Birch St, Kane, PA 16735
- 35 E Main St, Mount Jewett, PA 16740
- 325 E Water St, Smethport, PA 16749
- 671 E Main St, Bradford, PA 16701
- 151 Main St, Eldred, PA 16731
- 2102 W State St, Olean, NY 14760
- 427 And 433 Brusselles Street, Saint Marys, PA 15857
- 101 S Main St, Sheffield, PA 16347
- 333 W Main St, Smethport, PA 16749
Are deposits at Hamlin Bank And Trust Company insured?
Yes. Hamlin Bank And Trust Company is an FDIC-insured bank (FDIC certificate #11113). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hamlin Bank And Trust Company: frequently asked questions
Is Hamlin Bank And Trust Company a good bank?
Hamlin Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.7% capital ratio); Strongly profitable (ROA 1.08%).
Is Hamlin Bank And Trust Company FDIC-insured?
Yes. Hamlin Bank And Trust Company is a FDIC-insured bank (FDIC certificate #11113). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hamlin Bank And Trust Company?
Hamlin Bank And Trust Company holds $496 million in total assets, ranking 2nd of 110 banks we track in Pennsylvania. It operates 10 branches.
Does Hamlin Bank And Trust Company have CFPB complaints?
No CFPB complaints against Hamlin Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
