United Community Bank is a bank based in Greenville, South Carolina, established in 1950, with $28.1 billion in total assets across 191 branches. By Trust Grade it ranks 36th of 44 banks we track in South Carolina. Its capital ratio of 12.0% is stronger than 60% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 1.17% return on assets. Consumers filed 70 complaints about UNITED COMMUNITY BANK with the CFPB — 2.5 per $1B in assets, a lower rate than 71% of peers.
How United Community Bank compares to South Carolina peers
How we graded United Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Strongly profitable (ROA 1.17%)
- 2.5 complaints per $1B in assets
Consumer complaints (CFPB)
70 complaints filed with the CFPB against UNITED COMMUNITY BANK — 2.5 per $1B in assets.
Branch locations (191)
- 200 E Camperdown Way, Greenville, SC 29601
- 5750 Sunset Dr, South Miami, FL 33143
- 109 Highway 53 W, Dawsonville, GA 30534
- 65 Washington St, Fairburn, GA 30213
- 307 E 2nd Ave, Rome, GA 30161
- 153 E Kytle St, Cleveland, GA 30528
- 116 Peachtree St, Murphy, NC 28906
- 165 N Main St, Waynesville, NC 28786
- 817 Mulberry St, Loudon, TN 37774
- 10514 Kingston Pike, Knoxville, TN 37922
- 300 N Weston St, Fountain Inn, SC 29644
- 106 W College St, Simpsonville, SC 29681
- 470 Haywood Rd, Greenville, SC 29607
- 108 E Main St, Duncan, SC 29334
- 815 N Main St, Anderson, SC 29621
- 11500 Asheville Hwy, Inman, SC 29349
- 901 S Mechanic St, Pendleton, SC 29670
- 2101 Woodruff Rd, Greenville, SC 29607
- 401 W Butler Rd, Mauldin, SC 29662
- 809 W Wade Hampton Blvd, Greer, SC 29650
- 701 Montague Ave, Greenwood, SC 29649
- 102 E Main St, Clayton, NC 27520
- 128 N 2nd St, Smithfield, NC 27577
- 403 S Brightleaf Blvd, Smithfield, NC 27577
- 200 Glen Rd, Garner, NC 27529
- 200 E Church St, Benson, NC 27504
- 54 N Mitchell Ave, Bakersville, NC 28705
- 468 W Louise St, Clarkesville, GA 30523
- 206 Morrison Moore Pkwy W, Dahlonega, GA 30533
- 6372 Highway 53 E, Dawsonville, GA 30534
- 311 S Limestone St, Gaffney, SC 29340
- 8460 Highway 75 N, Helen, GA 30545
- 257 E Main St, Franklin, NC 28734
- 95 Hwy 64 W, Hayesville, NC 28904
- 732 Main St, Andrews, NC 28901
- 132 Rodney Orr Byp, Robbinsville, NC 28771
- 145 Slope St, Bryson City, NC 28713
- 20 Frank Allen Rd, Cashiers, NC 28717
- 1640 E Main St, Sylva, NC 28779
- 10 Park Pl E, Brevard, NC 28712
Are deposits at United Community Bank insured?
Yes. United Community Bank is an FDIC-insured bank (FDIC certificate #16889). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Community Bank: frequently asked questions
Is United Community Bank a good bank?
United Community Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 98/100 and a customer-experience score of 79.5/100. Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.17%).
Is United Community Bank FDIC-insured?
Yes. United Community Bank is a FDIC-insured bank (FDIC certificate #16889). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Community Bank?
United Community Bank holds $28.1 billion in total assets, ranking 36th of 44 banks we track in South Carolina. It operates 191 branches.
How many complaints does United Community Bank have?
Consumers filed 70 complaints about UNITED COMMUNITY BANK with the CFPB, or 2.5 per $1B in assets. 97% were answered on time. 3% closed with relief to the consumer.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
