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Bank Of York

York, SC · Est. 1935 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of York is a bank based in York, South Carolina, established in 1935, with $309 million in total assets across 4 branches. By Trust Grade it ranks 1st of 44 banks we track in South Carolina. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Bank Of York appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$308.9M
$100M–1B institution
Deposits
$267.8M
Branches
4
Capital ratio
12.4%
Top 24% of $100M–1B peers · South Carolina median 9.8%
Return on assets
1.6%
Top 25% of $100M–1B peers · South Carolina median 1.1%
Rank in South Carolina
#1
of 44 banks

How Bank Of York compares to South Carolina peers

Capital ratio
Top 24% of $100M–1B peers
Bank Of
12.4%
South Carolina median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of $100M–1B peers
Bank Of
1.6%
South Carolina median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of York

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Strongly profitable (ROA 1.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of York over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 615 Liberty St E, York, SC 29745
  • 4955 Charlotte Hwy, Lake Wylie, SC 29710
  • 280 Hands Mill Hwy, Rock Hill, SC 29732
  • 13 Liberty St W, York, SC 29745

Are deposits at Bank Of York insured?

Yes. Bank Of York is an FDIC-insured bank (FDIC certificate #15104). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of York: frequently asked questions

Is Bank Of York a good bank?

Bank Of York earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.64%).

Is Bank Of York FDIC-insured?

Yes. Bank Of York is a FDIC-insured bank (FDIC certificate #15104). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of York?

Bank Of York holds $309 million in total assets, ranking 1st of 44 banks we track in South Carolina. It operates 4 branches.

Does Bank Of York have CFPB complaints?

No CFPB complaints against Bank Of York appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First National Bank Of South Carolina
bank · Holly Hill, SC · $310M assets
The Commercial Bank
bank · Honea Path, SC · $290M assets
Southern Bank
bank · Spartanburg, SC · $400M assets
Blue Ridge Bank
bank · Walhalla, SC · $195M assets
Bank Of The Lowcountry
bank · Walterboro, SC · $424M assets · 10 complaints
Cbl State Savings Bank
bank · Greer, SC · $188M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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