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Pickens Savings And Loan Association, Fa

Pickens, SC · Est. 1920 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Pickens Savings And Loan Association, Fa is a bank based in Pickens, South Carolina, established in 1920, with $136 million in total assets across 2 branches. By Trust Grade it ranks 26th of 44 banks we track in South Carolina. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Pickens Savings And Loan Association, Fa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$136.0M
$100M–1B institution
Deposits
$115.7M
Branches
2
Capital ratio
9.3%
Bottom 35% of $100M–1B peers · South Carolina median 9.8%
Return on assets
0.7%
Bottom 22% of $100M–1B peers · South Carolina median 1.1%
Rank in South Carolina
#26
of 44 banks

How Pickens Savings And Loan Association, Fa compares to South Carolina peers

Capital ratio
Bottom 35% of $100M–1B peers
Pickens Savings
9.3%
South Carolina median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of $100M–1B peers
Pickens Savings
0.7%
South Carolina median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Pickens Savings And Loan Association, Fa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (9.3% capital ratio)
  • Profitable (ROA 0.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pickens Savings And Loan Association, Fa over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 205 E Cedar Rock St, Pickens, SC 29671
  • 115 N Main St, Six Mile, SC 29682

Are deposits at Pickens Savings And Loan Association, Fa insured?

Yes. Pickens Savings And Loan Association, Fa is an FDIC-insured bank (FDIC certificate #31089). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pickens Savings And Loan Association, Fa: frequently asked questions

Is Pickens Savings And Loan Association, Fa a good bank?

Pickens Savings And Loan Association, Fa earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.72%).

Is Pickens Savings And Loan Association, Fa FDIC-insured?

Yes. Pickens Savings And Loan Association, Fa is a FDIC-insured bank (FDIC certificate #31089). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pickens Savings And Loan Association, Fa?

Pickens Savings And Loan Association, Fa holds $136 million in total assets, ranking 26th of 44 banks we track in South Carolina. It operates 2 branches.

Does Pickens Savings And Loan Association, Fa have CFPB complaints?

No CFPB complaints against Pickens Savings And Loan Association, Fa appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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