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Abbeville First Bank, Ssb

Abbeville, SC · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Abbeville First Bank, Ssb is a bank based in Abbeville, South Carolina, established in 1907, with $138 million in total assets across 2 branches. By Trust Grade it ranks 32nd of 44 banks we track in South Carolina. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Abbeville First Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$137.6M
$100M–1B institution
Deposits
$113.4M
Branches
2
Capital ratio
8.5%
Bottom 21% of $100M–1B peers · South Carolina median 9.8%
Return on assets
0.8%
Bottom 28% of $100M–1B peers · South Carolina median 1.1%
Rank in South Carolina
#32
of 44 banks

How Abbeville First Bank, Ssb compares to South Carolina peers

Capital ratio
Bottom 21% of $100M–1B peers
Abbeville First
8.5%
South Carolina median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $100M–1B peers
Abbeville First
0.8%
South Carolina median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Abbeville First Bank, Ssb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Abbeville First Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 205 S Main St, Abbeville, SC 29620
  • 254 E Savannah St, Calhoun Falls, SC 29628

Are deposits at Abbeville First Bank, Ssb insured?

Yes. Abbeville First Bank, Ssb is an FDIC-insured bank (FDIC certificate #30619). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Abbeville First Bank, Ssb: frequently asked questions

Is Abbeville First Bank, Ssb a good bank?

Abbeville First Bank, Ssb earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.84%).

Is Abbeville First Bank, Ssb FDIC-insured?

Yes. Abbeville First Bank, Ssb is a FDIC-insured bank (FDIC certificate #30619). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Abbeville First Bank, Ssb?

Abbeville First Bank, Ssb holds $138 million in total assets, ranking 32nd of 44 banks we track in South Carolina. It operates 2 branches.

Does Abbeville First Bank, Ssb have CFPB complaints?

No CFPB complaints against Abbeville First Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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