Woodruff Federal Savings And Loan Association is a bank based in Woodruff, South Carolina, established in 1934, with $102 million in total assets across 1 branch. By Trust Grade it ranks 25th of 44 banks we track in South Carolina. Its capital ratio of 33.1% is stronger than 99% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against Woodruff Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Woodruff Federal Savings And Loan Association compares to South Carolina peers
How we graded Woodruff Federal Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (33.1% capital ratio)
- Profitable (ROA 0.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Woodruff Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 247 N Main St, Woodruff, SC 29388
Are deposits at Woodruff Federal Savings And Loan Association insured?
Yes. Woodruff Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #29238). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Woodruff Federal Savings And Loan Association: frequently asked questions
Is Woodruff Federal Savings And Loan Association a good bank?
Woodruff Federal Savings And Loan Association earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (33.1% capital ratio); Profitable (ROA 0.32%).
Is Woodruff Federal Savings And Loan Association FDIC-insured?
Yes. Woodruff Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #29238). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Woodruff Federal Savings And Loan Association?
Woodruff Federal Savings And Loan Association holds $102 million in total assets, ranking 25th of 44 banks we track in South Carolina. It operates 1 branch.
Does Woodruff Federal Savings And Loan Association have CFPB complaints?
No CFPB complaints against Woodruff Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
