Skip to main content
bank

First National Bank

Fort Pierre, SD · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First National Bank is a bank based in Fort Pierre, South Dakota, established in 1934, with $2.0 billion in total assets across 20 branches. By Trust Grade it ranks 3rd of 56 banks we track in South Dakota. Its capital ratio of 22.8% is stronger than 99% of similarly sized banks, versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 2.51% return on assets. No consumer complaints against First National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.0B
$1B–10B institution
Deposits
$1.5B
Branches
20
Capital ratio
22.8%
Top 1% of $1B–10B peers · South Dakota median 10.4%
Return on assets
2.5%
Top 4% of $1B–10B peers · South Dakota median 1.32%
Rank in South Dakota
#3
of 56 banks

How First National Bank compares to South Dakota peers

Capital ratio
Top 1% of $1B–10B peers
First National
22.8%
South Dakota median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $1B–10B peers
First National
2.5%
South Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded First National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (22.8% capital ratio)
  • Strongly profitable (ROA 2.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (20)

  • 7777 E Arapahoe Rd, Englewood, CO 80112
  • 501 Main St, Midland, SD 57552
  • 120 Main Street, Burns, WY 82053
  • 2900 Airport Rd, Pierre, SD 57501
  • 632 Main St, Rapid City, SD 57701
  • 600 E 60th St N, Sioux Falls, SD 57104
  • 125 W Sioux Ave, Pierre, SD 57501
  • 955 Main St, Sturgis, SD 57785
  • 217 Girard Ave, Newell, SD 57760
  • 210 Main Ave N, Lake Preston, SD 57249
  • 1475 Denver Ave, Loveland, CO 80538
  • 1801 59th Ave, Greeley, CO 80634
  • 410 Main Street, Murdo, SD 57559
  • 1475 Denver Ave, Loveland, CO 80538
  • 4532 Mcmurry Ave, Fort Collins, CO 80525
  • 5827 Yellowstone Rd, Cheyenne, WY 82009
  • 197 Glendale Dr, Lead, SD 57754
  • 204 Main Street, Mc Laughlin, SD 57642
  • 333 Dakota Ave S, Huron, SD 57350
  • 307 E Hustan Ave, Fort Pierre, SD 57532

Are deposits at First National Bank insured?

Yes. First National Bank is an FDIC-insured bank (FDIC certificate #14712). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank: frequently asked questions

Is First National Bank a good bank?

First National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.8% capital ratio); Strongly profitable (ROA 2.51%).

Is First National Bank FDIC-insured?

Yes. First National Bank is a FDIC-insured bank (FDIC certificate #14712). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank?

First National Bank holds $2.0 billion in total assets, ranking 3rd of 56 banks we track in South Dakota. It operates 20 branches.

Does First National Bank have CFPB complaints?

No CFPB complaints against First National Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The First National Bank In Sioux Falls
bank · Sioux Falls, SD · $2.1B assets
Bankwest, Inc.
bank · Pierre, SD · $1.9B assets
American Bank & Trust
bank · Sioux Falls, SD · $2.2B assets
First Savings Bank
bank · Beresford, SD · $1.6B assets
Cortrust Bank National Association
bank · Mitchell, SD · $1.6B assets
Sunrise Banks, National Association
bank · Sioux Falls, SD · $2.7B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →