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The First National Bank In Sioux Falls

Sioux Falls, SD · Est. 1885 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The First National Bank In Sioux Falls is a bank based in Sioux Falls, South Dakota, established in 1885, with $2.1 billion in total assets across 18 branches. By Trust Grade it ranks 35th of 56 banks we track in South Dakota. Its capital ratio of 9.1% trails most similarly sized banks (26th percentile), versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against The First National Bank In Sioux Falls appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.1B
$1B–10B institution
Deposits
$1.8B
Branches
18
Capital ratio
9.1%
Bottom 26% of $1B–10B peers · South Dakota median 10.4%
Return on assets
1.1%
Bottom 39% of $1B–10B peers · South Dakota median 1.32%
Rank in South Dakota
#35
of 56 banks

How The First National Bank In Sioux Falls compares to South Dakota peers

Capital ratio
Bottom 26% of $1B–10B peers
The First
9.1%
South Dakota median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $1B–10B peers
The First
1.1%
South Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank In Sioux Falls

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 1.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank In Sioux Falls over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (18)

  • 2505 W 41st St, Sioux Falls, SD 57105
  • 401 W 57th St, Sioux Falls, SD 57108
  • 4000 S Westport Ave, Sioux Falls, SD 57106
  • 4500 S Prince Of Peace Pl, Sioux Falls, SD 57103
  • 101 S Splitrock Blvd, Brandon, SD 57005
  • 202 St Olaf Ave, Baltic, SD 57003
  • 100 S Phillips Ave, Sioux Falls, SD 57104
  • 1901 E Benson Rd, Sioux Falls, SD 57104
  • 111 W 17th St, Sioux Falls, SD 57104
  • 3408 W Ralph Rogers Rd, Sioux Falls, SD 57108
  • 408 N Cliff Ave, Harrisburg, SD 57032
  • 1321 W Dow Rummel St, Sioux Falls, SD 57104
  • 3008 E Aspen Blvd, Brandon, SD 57005
  • 5201 E Arrowhead Pkwy, Sioux Falls, SD 57110
  • 5217 S Louise Ave, Sioux Falls, SD 57108
  • 2815 S Westlake Dr, Sioux Falls, SD 57106
  • 312 E 4th St, Dell Rapids, SD 57022
  • 120 E 2nd Ave, Flandreau, SD 57028

Are deposits at The First National Bank In Sioux Falls insured?

Yes. The First National Bank In Sioux Falls is an FDIC-insured bank (FDIC certificate #4016). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank In Sioux Falls: frequently asked questions

Is The First National Bank In Sioux Falls a good bank?

The First National Bank In Sioux Falls earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.08%).

Is The First National Bank In Sioux Falls FDIC-insured?

Yes. The First National Bank In Sioux Falls is a FDIC-insured bank (FDIC certificate #4016). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank In Sioux Falls?

The First National Bank In Sioux Falls holds $2.1 billion in total assets, ranking 35th of 56 banks we track in South Dakota. It operates 18 branches.

Does The First National Bank In Sioux Falls have CFPB complaints?

No CFPB complaints against The First National Bank In Sioux Falls appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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