Insouth Bank is a bank based in Brownsville, Tennessee, established in 1869, with $568 million in total assets across 7 branches. By Trust Grade it ranks 96th of 109 banks we track in Tennessee. Its capital ratio of 7.8% trails most similarly sized banks (13th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Insouth Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Insouth Bank compares to Tennessee peers
How we graded Insouth Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Profitable (ROA 0.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Insouth Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 111 S Washington Ave, Brownsville, TN 38012
- 425 Highway 51 S, Covington, TN 38019
- 10950 Highway 51 S, Atoka, TN 38004
- 7696 Us Highway 51 N, Millington, TN 38053
- 1119 Dupree Rd, Brownsville, TN 38012
- 1421 Union University Drive, Jackson, TN 38305
- 7878 Farmington Blvd, Germantown, TN 38138
Are deposits at Insouth Bank insured?
Yes. Insouth Bank is an FDIC-insured bank (FDIC certificate #22020). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Insouth Bank: frequently asked questions
Is Insouth Bank a good bank?
Insouth Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.82%).
Is Insouth Bank FDIC-insured?
Yes. Insouth Bank is a FDIC-insured bank (FDIC certificate #22020). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Insouth Bank?
Insouth Bank holds $568 million in total assets, ranking 96th of 109 banks we track in Tennessee. It operates 7 branches.
Does Insouth Bank have CFPB complaints?
No CFPB complaints against Insouth Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
