Wayne County Bank is a bank based in Waynesboro, Tennessee, established in 1914, with $583 million in total assets across 8 branches. By Trust Grade it ranks 31st of 109 banks we track in Tennessee. Its capital ratio of 13.0% is stronger than 80% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.81% return on assets. No consumer complaints against Wayne County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wayne County Bank compares to Tennessee peers
How we graded Wayne County Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Strongly profitable (ROA 1.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wayne County Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- Highway 13 South, Collinwood, TN 38450
- 205 Main St, Clifton, TN 38425
- 312 Highway 64 E, Waynesboro, TN 38485
- 605 E Main St, Hohenwald, TN 38462
- Public Square, Waynesboro, TN 38485
- 216 S High St, Waynesboro, TN 38485
- 2144 N Locust Ave, Lawrenceburg, TN 38464
- 100 S Military St, Loretto, TN 38469
Are deposits at Wayne County Bank insured?
Yes. Wayne County Bank is an FDIC-insured bank (FDIC certificate #9168). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wayne County Bank: frequently asked questions
Is Wayne County Bank a good bank?
Wayne County Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.81%).
Is Wayne County Bank FDIC-insured?
Yes. Wayne County Bank is a FDIC-insured bank (FDIC certificate #9168). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Wayne County Bank?
Wayne County Bank holds $583 million in total assets, ranking 31st of 109 banks we track in Tennessee. It operates 8 branches.
Does Wayne County Bank have CFPB complaints?
No CFPB complaints against Wayne County Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
