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Rockpointbank, National Association

Chattanooga, TN · Est. 2021 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Rockpointbank, National Association is a bank based in Chattanooga, Tennessee, established in 2021, with $349 million in total assets across 1 branch. By Trust Grade it ranks 70th of 109 banks we track in Tennessee. Its capital ratio of 12.6% is stronger than 78% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Rockpointbank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$349.3M
$100M–1B institution
Deposits
$303.1M
Branches
1
Capital ratio
12.6%
Top 22% of $100M–1B peers · Tennessee median 9.8%
Return on assets
0.5%
Bottom 12% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#70
of 109 banks

How Rockpointbank, National Association compares to Tennessee peers

Capital ratio
Top 22% of $100M–1B peers
Rockpointbank, National
12.6%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $100M–1B peers
Rockpointbank, National
0.5%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Rockpointbank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (12.6% capital ratio)
  • Profitable (ROA 0.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rockpointbank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 401 Chestnut St, Chattanooga, TN 37402

Are deposits at Rockpointbank, National Association insured?

Yes. Rockpointbank, National Association is an FDIC-insured bank (FDIC certificate #59206). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rockpointbank, National Association: frequently asked questions

Is Rockpointbank, National Association a good bank?

Rockpointbank, National Association earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.47%).

Is Rockpointbank, National Association FDIC-insured?

Yes. Rockpointbank, National Association is a FDIC-insured bank (FDIC certificate #59206). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Rockpointbank, National Association?

Rockpointbank, National Association holds $349 million in total assets, ranking 70th of 109 banks we track in Tennessee. It operates 1 branch.

Does Rockpointbank, National Association have CFPB complaints?

No CFPB complaints against Rockpointbank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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