Skip to main content
bank

Community Bank

Lexington, TN · Est. 1961 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Community Bank is a bank based in Lexington, Tennessee, established in 1961, with $361 million in total assets across 4 branches. By Trust Grade it ranks 52nd of 109 banks we track in Tennessee. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$361.4M
$100M–1B institution
Deposits
$303.4M
Branches
4
Capital ratio
10.4%
Top 46% of $100M–1B peers · Tennessee median 9.8%
Return on assets
0.7%
Bottom 23% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#52
of 109 banks

How Community Bank compares to Tennessee peers

Capital ratio
Top 46% of $100M–1B peers
Community Bank
10.4%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
Community Bank
0.7%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (10.4% capital ratio)
  • Profitable (ROA 0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 605 W Church St, Lexington, TN 38351
  • 19 Natchez Trace Dr S, Lexington, TN 38351
  • 3200 N Highland Ave, Jackson, TN 38305
  • 1007 Us Highway 45 N, Henderson, TN 38340

Are deposits at Community Bank insured?

Yes. Community Bank is an FDIC-insured bank (FDIC certificate #31272). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Bank: frequently asked questions

Is Community Bank a good bank?

Community Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Profitable (ROA 0.74%).

Is Community Bank FDIC-insured?

Yes. Community Bank is a FDIC-insured bank (FDIC certificate #31272). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Bank?

Community Bank holds $361 million in total assets, ranking 52nd of 109 banks we track in Tennessee. It operates 4 branches.

Does Community Bank have CFPB complaints?

No CFPB complaints against Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Citizens Community Bank
bank · Winchester, TN · $356M assets
The First National Bank Of Oneida
bank · Oneida, TN · $368M assets
Rockpointbank, National Association
bank · Chattanooga, TN · $349M assets
Security Federal Savings Bank Of Mcminnville
bank · Mcminnville, TN · $379M assets
Traditions First Bank
bank · Erin, TN · $339M assets
Tower Community Bank
bank · Jasper, TN · $385M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →