Bank Of Lincoln County is a bank based in Fayetteville, Tennessee, established in 2002, with $232 million in total assets across 3 branches. By Trust Grade it ranks 24th of 109 banks we track in Tennessee. Its capital ratio of 12.2% is stronger than 74% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against Bank Of Lincoln County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Lincoln County compares to Tennessee peers
How we graded Bank Of Lincoln County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Strongly profitable (ROA 1.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Lincoln County over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 307 College St E, Fayetteville, TN 37334
- 2720 Huntsville Hwy, Fayetteville, TN 37334
- 202 College St W, Fayetteville, TN 37334
Are deposits at Bank Of Lincoln County insured?
Yes. Bank Of Lincoln County is an FDIC-insured bank (FDIC certificate #57396). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Lincoln County: frequently asked questions
Is Bank Of Lincoln County a good bank?
Bank Of Lincoln County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.78%).
Is Bank Of Lincoln County FDIC-insured?
Yes. Bank Of Lincoln County is a FDIC-insured bank (FDIC certificate #57396). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Lincoln County?
Bank Of Lincoln County holds $232 million in total assets, ranking 24th of 109 banks we track in Tennessee. It operates 3 branches.
Does Bank Of Lincoln County have CFPB complaints?
No CFPB complaints against Bank Of Lincoln County appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
