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First Farmers & Commercial Bank

Pikeville, TN · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

First Farmers & Commercial Bank is a bank based in Pikeville, Tennessee, established in 1913, with $224 million in total assets across 4 branches. By Trust Grade it ranks 62nd of 109 banks we track in Tennessee. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against First Farmers & Commercial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$223.8M
$100M–1B institution
Deposits
$200.4M
Branches
4
Capital ratio
9.8%
Bottom 44% of $100M–1B peers · Tennessee median 9.8%
Return on assets
0.8%
Bottom 24% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#62
of 109 banks

How First Farmers & Commercial Bank compares to Tennessee peers

Capital ratio
Bottom 44% of $100M–1B peers
First Farmers
9.8%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
First Farmers
0.8%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Farmers & Commercial Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.8% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Farmers & Commercial Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 441 Spring St, Pikeville, TN 37367
  • 16893 Rankin Ave, Dunlap, TN 37327
  • 1251 N Main St, Crossville, TN 38555
  • 111 3rd Ave, Dayton, TN 37321

Are deposits at First Farmers & Commercial Bank insured?

Yes. First Farmers & Commercial Bank is an FDIC-insured bank (FDIC certificate #4960). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Farmers & Commercial Bank: frequently asked questions

Is First Farmers & Commercial Bank a good bank?

First Farmers & Commercial Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.77%).

Is First Farmers & Commercial Bank FDIC-insured?

Yes. First Farmers & Commercial Bank is a FDIC-insured bank (FDIC certificate #4960). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Farmers & Commercial Bank?

First Farmers & Commercial Bank holds $224 million in total assets, ranking 62nd of 109 banks we track in Tennessee. It operates 4 branches.

Does First Farmers & Commercial Bank have CFPB complaints?

No CFPB complaints against First Farmers & Commercial Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First Peoples Bank Of Tennessee
bank · Jefferson City, TN · $223M assets
Foundation Bank
bank · Mc Kenzie, TN · $218M assets
Farmers State Bank
bank · Mountain City, TN · $230M assets
Peoples Bank Of The South
bank · La Follette, TN · $231M assets
Bank Of Lincoln County
bank · Fayetteville, TN · $232M assets
Security Bank
bank · Newbern, TN · $233M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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