Lineage Bank is a bank based in Franklin, Tennessee, established in 1927, with $186 million in total assets across 3 branches. By Trust Grade it ranks 108th of 109 banks we track in Tennessee. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a Tennessee median of 9.8%. It posted a loss over the most recent period (-5.25% return on assets), a point to watch. No consumer complaints against Lineage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lineage Bank compares to Tennessee peers
How we graded Lineage Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Unprofitable over the period (ROA -5.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lineage Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 3359 Aspen Grove Dr, Franklin, TN 37067
- 1359 E Main St, Atwood, TN 38220
- 120 5th Ave N, Franklin, TN 37064
Are deposits at Lineage Bank insured?
Yes. Lineage Bank is an FDIC-insured bank (FDIC certificate #6100). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lineage Bank: frequently asked questions
Is Lineage Bank a good bank?
Lineage Bank earns a Bankzia Trust Grade of C (72/100, "Average"), based on a financial-strength score of 72/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Unprofitable over the period (ROA -5.25%).
Is Lineage Bank FDIC-insured?
Yes. Lineage Bank is a FDIC-insured bank (FDIC certificate #6100). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lineage Bank?
Lineage Bank holds $186 million in total assets, ranking 108th of 109 banks we track in Tennessee. It operates 3 branches.
Does Lineage Bank have CFPB complaints?
No CFPB complaints against Lineage Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
