Citizens Savings Bank And Trust Company is a bank based in Nashville, Tennessee, established in 1904, with $186 million in total assets across 2 branches. By Trust Grade it ranks 80th of 109 banks we track in Tennessee. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Citizens Savings Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Savings Bank And Trust Company compares to Tennessee peers
How we graded Citizens Savings Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Savings Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1917 Heiman St, Nashville, TN 37208
- 2013 Jefferson St, Nashville, TN 37208
Are deposits at Citizens Savings Bank And Trust Company insured?
Yes. Citizens Savings Bank And Trust Company is an FDIC-insured bank (FDIC certificate #10319). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Savings Bank And Trust Company: frequently asked questions
Is Citizens Savings Bank And Trust Company a good bank?
Citizens Savings Bank And Trust Company earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.41%).
Is Citizens Savings Bank And Trust Company FDIC-insured?
Yes. Citizens Savings Bank And Trust Company is a FDIC-insured bank (FDIC certificate #10319). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Savings Bank And Trust Company?
Citizens Savings Bank And Trust Company holds $186 million in total assets, ranking 80th of 109 banks we track in Tennessee. It operates 2 branches.
Does Citizens Savings Bank And Trust Company have CFPB complaints?
No CFPB complaints against Citizens Savings Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
