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Union Bank

Jamestown, TN · Est. 1904 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Union Bank is a bank based in Jamestown, Tennessee, established in 1904, with $249 million in total assets across 3 branches. By Trust Grade it ranks 99th of 109 banks we track in Tennessee. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against Union Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$249.3M
$100M–1B institution
Deposits
$226.2M
Branches
3
Capital ratio
8.7%
Bottom 24% of $100M–1B peers · Tennessee median 9.8%
Return on assets
0.4%
Bottom 12% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#99
of 109 banks

How Union Bank compares to Tennessee peers

Capital ratio
Bottom 24% of $100M–1B peers
Union Bank
8.7%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $100M–1B peers
Union Bank
0.4%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Union Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Union Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 6850 S York Hwy, Clarkrange, TN 38553
  • 311 N Main St, Jamestown, TN 38556
  • 8500 Hwy 111 Ste 200, Byrdstown, TN 38549

Are deposits at Union Bank insured?

Yes. Union Bank is an FDIC-insured bank (FDIC certificate #6088). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Union Bank: frequently asked questions

Is Union Bank a good bank?

Union Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.44%).

Is Union Bank FDIC-insured?

Yes. Union Bank is a FDIC-insured bank (FDIC certificate #6088). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Union Bank?

Union Bank holds $249 million in total assets, ranking 99th of 109 banks we track in Tennessee. It operates 3 branches.

Does Union Bank have CFPB complaints?

No CFPB complaints against Union Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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