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Tower Community Bank

Jasper, TN · Est. 1970 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Tower Community Bank is a bank based in Jasper, Tennessee, established in 1970, with $385 million in total assets across 12 branches. By Trust Grade it ranks 10th of 109 banks we track in Tennessee. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Tower Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$385.2M
$100M–1B institution
Deposits
$339.8M
Branches
12
Capital ratio
10.4%
Top 46% of $100M–1B peers · Tennessee median 9.8%
Return on assets
1.1%
Bottom 46% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#10
of 109 banks

How Tower Community Bank compares to Tennessee peers

Capital ratio
Top 46% of $100M–1B peers
Tower Community
10.4%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of $100M–1B peers
Tower Community
1.1%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Tower Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 1.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tower Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 4564 Main St, Jasper, TN 37347
  • 13165 Highway 28, Whitwell, TN 37397
  • 315 S Cedar Ave, South Pittsburg, TN 37380
  • 205 W Main St, Monteagle, TN 37356
  • 7242 Sr 28, Dunlap, TN 37327
  • 7271 Nolensville Rd, Nolensville, TN 37135
  • 7271 Nolensville Rd, Nolensville, TN 37135
  • 249 Fourth Avenue North, Franklin, TN 37064
  • 2212 Encompass Dr, Chattanooga, TN 37421
  • 6148 Lee Hwy, Chattanooga, TN 37421
  • 8097 Madison Blvd, Madison, AL 35758
  • 2812 South Rutherford Boulevard, Murfreesboro, TN 37127

Are deposits at Tower Community Bank insured?

Yes. Tower Community Bank is an FDIC-insured bank (FDIC certificate #20100). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tower Community Bank: frequently asked questions

Is Tower Community Bank a good bank?

Tower Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.13%).

Is Tower Community Bank FDIC-insured?

Yes. Tower Community Bank is a FDIC-insured bank (FDIC certificate #20100). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Tower Community Bank?

Tower Community Bank holds $385 million in total assets, ranking 10th of 109 banks we track in Tennessee. It operates 12 branches.

Does Tower Community Bank have CFPB complaints?

No CFPB complaints against Tower Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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