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Wilson Bank And Trust

Lebanon, TN · Est. 1987 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Wilson Bank And Trust is a bank based in Lebanon, Tennessee, established in 1987, with $6.0 billion in total assets across 32 branches. By Trust Grade it ranks 39th of 109 banks we track in Tennessee. Its capital ratio of 9.8% trails most similarly sized banks (40th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Wilson Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.0B
$1B–10B institution
Deposits
$5.4B
Branches
32
Capital ratio
9.8%
Bottom 40% of $1B–10B peers · Tennessee median 9.8%
Return on assets
1.5%
Top 28% of $1B–10B peers · Tennessee median 1.07%
Rank in Tennessee
#39
of 109 banks

How Wilson Bank And Trust compares to Tennessee peers

Capital ratio
Bottom 40% of $1B–10B peers
Wilson Bank
9.8%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of $1B–10B peers
Wilson Bank
1.5%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Wilson Bank And Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 1.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wilson Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (32)

  • 402 Public Sq, Watertown, TN 37184
  • 1444 W Baddour Pkwy, Lebanon, TN 37087
  • 1476 N Mount Juliet Rd, Mount Juliet, TN 37122
  • 8875 Stewarts Ferry Pike, Mount Juliet, TN 37122
  • 200 Tennessee Blvd, Lebanon, TN 37087
  • 127 Mcmurry Blvd E, Hartsville, TN 37074
  • 1130 N Castle Heights Ave, Lebanon, TN 37087
  • 4736 Andrew Jackson Pkwy, Hermitage, TN 37076
  • 306 Brush Creek Rd, Alexandria, TN 37012
  • 623 W Main St, Lebanon, TN 37087
  • 7 New Middleton Highway, Gordonsville, TN 38563
  • 440 Highway 109 N, Lebanon, TN 37090
  • 11835 Lebanon Rd, Mount Juliet, TN 37122
  • 217 Donelson Pike, Nashville, TN 37214
  • 710 Nw Broad St, Murfreesboro, TN 37129
  • 210 Commerce Dr, Smyrna, TN 37167
  • 3110 Memorial Blvd, Murfreesboro, TN 37129
  • 2640 S Church St, Murfreesboro, TN 37127
  • 455 W Main St, Gallatin, TN 37066
  • 709 S Mount Juliet Rd, Mount Juliet, TN 37122
  • 175 E Main St, Hendersonville, TN 37075
  • 576 W Broad St, Smithville, TN 37166
  • 900 N Washington Ave, Cookeville, TN 38501
  • 320 S Jefferson Ave, Cookeville, TN 38501
  • 1300 Main St N, Carthage, TN 37030
  • 4195 Franklin Rd, Murfreesboro, TN 37128
  • 2930 West End Ave, Nashville, TN 37203
  • 9200 Carothers Pkwy, Franklin, TN 37067
  • 1630 Nashville Pike, Gallatin, TN 37066
  • 5029 Harpeth Drive, Brentwood, TN 37027
  • 2141 Century Farms Pkwy, Antioch, TN 37013
  • 1101 Broad Street Ste 110, Chattanooga, TN 37402

Are deposits at Wilson Bank And Trust insured?

Yes. Wilson Bank And Trust is an FDIC-insured bank (FDIC certificate #26962). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wilson Bank And Trust: frequently asked questions

Is Wilson Bank And Trust a good bank?

Wilson Bank And Trust earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.52%).

Is Wilson Bank And Trust FDIC-insured?

Yes. Wilson Bank And Trust is a FDIC-insured bank (FDIC certificate #26962). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Wilson Bank And Trust?

Wilson Bank And Trust holds $6.0 billion in total assets, ranking 39th of 109 banks we track in Tennessee. It operates 32 branches.

Does Wilson Bank And Trust have CFPB complaints?

No CFPB complaints against Wilson Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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