Builtwell Bank is a bank based in Chattanooga, Tennessee, established in 1904, with $2.3 billion in total assets across 36 branches. By Trust Grade it ranks 1st of 109 banks we track in Tennessee. Its capital ratio of 11.4% is stronger than 70% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 2.04% return on assets. No consumer complaints against Builtwell Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Builtwell Bank compares to Tennessee peers
How we graded Builtwell Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 2.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Builtwell Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (36)
- 318 N Main St, Jamestown, TN 38556
- 515 N Tennessee Ave, Etowah, TN 37331
- 105 Betsy Pack Dr, Jasper, TN 37347
- 244 E Central Ave, La Follette, TN 37766
- 210 E Commercial Ave, Monterey, TN 38574
- 13108 Highway 28, Whitwell, TN 37397
- 13108 Highway 28, South Pittsburg, TN 37380
- 1834 Gunbarrel Rd, Chattanooga, TN 37421
- 137 Ushy 64, Ocoee, TN 37361
- 106 Highway 20, Summertown, TN 38483
- 6822 S York Hwy, Clarkrange, TN 38553
- 5109 Hixson Pike, Hixson, TN 37343
- 6825 Shallowford Rd, Chattanooga, TN 37421
- 1401 N Locust Ave, Lawrenceburg, TN 38464
- 1400 25th St Nw, Cleveland, TN 37311
- 315 Broad St Nw, Cleveland, TN 37311
- 190 Paul Huff Pkwy Nw, Cleveland, TN 37312
- 1200 Perimeter Dr Se, Cleveland, TN 37323
- 189 5th St, Jellico, TN 37762
- 3075 E Walnut Ave, Dalton, GA 30721
- 351 S Willow Ave, Cookeville, TN 38501
- 2367 Callahan Dr, Knoxville, TN 37912
- 75 Bobby Taylor Ave, Cleveland, TN 37311
- 769 Battlefield Pkwy, Fort Oglethorpe, GA 30742
- 4757 Highway 58, Chattanooga, TN 37416
- 2518 Cleveland Hwy, Dalton, GA 30721
- 785 Shugart Rd, Dalton, GA 30720
- 2329 N Main St, La Fayette, GA 30728
- 118 N Hamilton St, Dalton, GA 30720
- 5102 Alabama Hwy, Ringgold, GA 30736
- 197 Wc Bryant Pkwy, Calhoun, GA 30701
- 905 S Thornton Ave, Dalton, GA 30720
- 5970 Snow Hill Rd, Ooltewah, TN 37363
- 728 Broad St, Chattanooga, TN 37402
- 219 Ward St, Benton, TN 37307
- 301 Main St, Jacksboro, TN 37757
Are deposits at Builtwell Bank insured?
Yes. Builtwell Bank is an FDIC-insured bank (FDIC certificate #10307). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Builtwell Bank: frequently asked questions
Is Builtwell Bank a good bank?
Builtwell Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 2.04%).
Is Builtwell Bank FDIC-insured?
Yes. Builtwell Bank is a FDIC-insured bank (FDIC certificate #10307). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Builtwell Bank?
Builtwell Bank holds $2.3 billion in total assets, ranking 1st of 109 banks we track in Tennessee. It operates 36 branches.
Does Builtwell Bank have CFPB complaints?
No CFPB complaints against Builtwell Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
