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Peoples Bank Of East Tennessee

Madisonville, TN · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Peoples Bank Of East Tennessee is a bank based in Madisonville, Tennessee, established in 1997, with $456 million in total assets across 12 branches. By Trust Grade it ranks 53rd of 109 banks we track in Tennessee. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against Peoples Bank Of East Tennessee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$456.1M
$100M–1B institution
Deposits
$409.1M
Branches
12
Capital ratio
9.4%
Bottom 37% of $100M–1B peers · Tennessee median 9.8%
Return on assets
1.4%
Top 36% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#53
of 109 banks

How Peoples Bank Of East Tennessee compares to Tennessee peers

Capital ratio
Bottom 37% of $100M–1B peers
Peoples Bank
9.4%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of $100M–1B peers
Peoples Bank
1.4%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Peoples Bank Of East Tennessee

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Bank Of East Tennessee over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 9186 New Highway 68, Tellico Plains, TN 37385
  • 117 Monroe St, Sweetwater, TN 37874
  • 4785 Highway 68, Madisonville, TN 37354
  • 109 Blue Ridge Dr, Mc Caysville, GA 30555
  • 1010 Highway 411, Vonore, TN 37885
  • 105 Five Points Drive, Ducktown, TN 37326
  • 205 Carter St, Loudon, TN 37774
  • 2270 Highway 72 N, Loudon, TN 37774
  • 4511 Highway 411, Madisonville, TN 37354
  • 4653 Highway 411, Madisonville, TN 37354
  • 835 Congress Pkwy S, Athens, TN 37303
  • 1804 W Broadway Ave, Maryville, TN 37801

Are deposits at Peoples Bank Of East Tennessee insured?

Yes. Peoples Bank Of East Tennessee is an FDIC-insured bank (FDIC certificate #34517). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Bank Of East Tennessee: frequently asked questions

Is Peoples Bank Of East Tennessee a good bank?

Peoples Bank Of East Tennessee earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.43%).

Is Peoples Bank Of East Tennessee FDIC-insured?

Yes. Peoples Bank Of East Tennessee is a FDIC-insured bank (FDIC certificate #34517). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Bank Of East Tennessee?

Peoples Bank Of East Tennessee holds $456 million in total assets, ranking 53rd of 109 banks we track in Tennessee. It operates 12 branches.

Does Peoples Bank Of East Tennessee have CFPB complaints?

No CFPB complaints against Peoples Bank Of East Tennessee appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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