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Patriot Bank

Millington, TN · Est. 2002 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Patriot Bank is a bank based in Millington, Tennessee, established in 2002, with $430 million in total assets across 10 branches. By Trust Grade it ranks 93rd of 109 banks we track in Tennessee. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Patriot Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$430.2M
$100M–1B institution
Deposits
$382.4M
Branches
10
Capital ratio
9.4%
Bottom 37% of $100M–1B peers · Tennessee median 9.8%
Return on assets
0.2%
Bottom 7% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#93
of 109 banks

How Patriot Bank compares to Tennessee peers

Capital ratio
Bottom 37% of $100M–1B peers
Patriot Bank
9.4%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Patriot Bank
0.2%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Patriot Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (9.4% capital ratio)
  • Profitable (ROA 0.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Patriot Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 8376 Us Highway 51 N, Millington, TN 38053
  • 279 Market Blvd, Collierville, TN 38017
  • 101 E Pleasant Ave, Covington, TN 38019
  • 11529 Highway 51 S, Atoka, TN 38004
  • 8637 Rosemark Rd, Millington, TN 38053
  • 9105 Barret Rd, Millington, TN 38053
  • 8370 Us Highway 51 N, Millington, TN 38053
  • 3535 Austin Peay Hwy, Memphis, TN 38128
  • 5340 Airline Rd, Arlington, TN 38002
  • 70 Mueller Brass Rd, Covington, TN 38019

Are deposits at Patriot Bank insured?

Yes. Patriot Bank is an FDIC-insured bank (FDIC certificate #57416). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Patriot Bank: frequently asked questions

Is Patriot Bank a good bank?

Patriot Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.23%).

Is Patriot Bank FDIC-insured?

Yes. Patriot Bank is a FDIC-insured bank (FDIC certificate #57416). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Patriot Bank?

Patriot Bank holds $430 million in total assets, ranking 93rd of 109 banks we track in Tennessee. It operates 10 branches.

Does Patriot Bank have CFPB complaints?

No CFPB complaints against Patriot Bank appear in our data over the analysis window, which is typical for a bank of this size.

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First Vision Bank Of Tennessee
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Heritage Bank & Trust
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Peoples Bank Of East Tennessee
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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