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Newport Federal Bank

Newport, TN · Est. 1934 · Website ↗
90/ 100
Trust Grade
Excellent
90 out of 100

Newport Federal Bank is a bank based in Newport, Tennessee, established in 1934, with $280 million in total assets across 2 branches. By Trust Grade it ranks 92nd of 109 banks we track in Tennessee. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Newport Federal Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$280.2M
$100M–1B institution
Deposits
$253.7M
Branches
2
Capital ratio
8.3%
Bottom 19% of $100M–1B peers · Tennessee median 9.8%
Return on assets
0.8%
Bottom 25% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#92
of 109 banks

How Newport Federal Bank compares to Tennessee peers

Capital ratio
Bottom 19% of $100M–1B peers
Newport Federal
8.3%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $100M–1B peers
Newport Federal
0.8%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Newport Federal Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
90/100
  • Well-capitalized (8.3% capital ratio)
  • Profitable (ROA 0.79%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Newport Federal Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 345 Cosby Hwy, Newport, TN 37821
  • 170 W Broadway, Newport, TN 37821

Are deposits at Newport Federal Bank insured?

Yes. Newport Federal Bank is an FDIC-insured bank (FDIC certificate #29089). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Newport Federal Bank: frequently asked questions

Is Newport Federal Bank a good bank?

Newport Federal Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.79%).

Is Newport Federal Bank FDIC-insured?

Yes. Newport Federal Bank is a FDIC-insured bank (FDIC certificate #29089). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Newport Federal Bank?

Newport Federal Bank holds $280 million in total assets, ranking 92nd of 109 banks we track in Tennessee. It operates 2 branches.

Does Newport Federal Bank have CFPB complaints?

No CFPB complaints against Newport Federal Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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