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Sonata Bank

Brentwood, TN · Est. 1890 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Sonata Bank is a bank based in Brentwood, Tennessee, established in 1890, with $283 million in total assets across 2 branches. By Trust Grade it ranks 101st of 109 banks we track in Tennessee. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.18% return on assets. No consumer complaints against Sonata Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$282.7M
$100M–1B institution
Deposits
$254.6M
Branches
2
Capital ratio
8.9%
Bottom 28% of $100M–1B peers · Tennessee median 9.8%
Return on assets
0.2%
Bottom 6% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#101
of 109 banks

How Sonata Bank compares to Tennessee peers

Capital ratio
Bottom 28% of $100M–1B peers
Sonata Bank
8.9%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $100M–1B peers
Sonata Bank
0.2%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Sonata Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sonata Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 5005 Maryland Way, Brentwood, TN 37027
  • 7079 State Route 56 E, Sebree, KY 42455

Are deposits at Sonata Bank insured?

Yes. Sonata Bank is an FDIC-insured bank (FDIC certificate #21342). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sonata Bank: frequently asked questions

Is Sonata Bank a good bank?

Sonata Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.18%).

Is Sonata Bank FDIC-insured?

Yes. Sonata Bank is a FDIC-insured bank (FDIC certificate #21342). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sonata Bank?

Sonata Bank holds $283 million in total assets, ranking 101st of 109 banks we track in Tennessee. It operates 2 branches.

Does Sonata Bank have CFPB complaints?

No CFPB complaints against Sonata Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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