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First National Bank Of Pulaski

Pulaski, TN · Est. 1938 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

First National Bank Of Pulaski is a bank based in Pulaski, Tennessee, established in 1938, with $1.5 billion in total assets across 14 branches. By Trust Grade it ranks 37th of 109 banks we track in Tennessee. Its capital ratio of 9.7% trails most similarly sized banks (38th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against First National Bank Of Pulaski appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Deposits
$1.3B
Branches
14
Capital ratio
9.7%
Bottom 38% of $1B–10B peers · Tennessee median 9.8%
Return on assets
1.3%
Top 40% of $1B–10B peers · Tennessee median 1.07%
Rank in Tennessee
#37
of 109 banks

How First National Bank Of Pulaski compares to Tennessee peers

Capital ratio
Bottom 38% of $1B–10B peers
First National
9.7%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $1B–10B peers
First National
1.3%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Pulaski

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Of Pulaski over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 1190 N Ellington Pkwy, Lewisburg, TN 37091
  • 26591 Main St, Ardmore, TN 38449
  • 100 Bennett Dr, Pulaski, TN 38478
  • 820 Mill St, Pulaski, TN 38478
  • 405 College St W, Fayetteville, TN 37334
  • 2850 Huntsville Hwy, Fayetteville, TN 37334
  • 218 W Flower St, Pulaski, TN 38478
  • 159 Mill St, Lynnville, TN 38472
  • 2101 Clinton Ave W, Huntsville, AL 35805
  • 1880 Us Highway 72 E, Athens, AL 35611
  • 321 S Jefferson St, Athens, AL 35611
  • 503 Town Madison Blvd, Madison, AL 35758
  • 1645 Derenda Avenue Sw, Suite E, Cullman, AL 35055
  • 206 S 1st St, Pulaski, TN 38478

Are deposits at First National Bank Of Pulaski insured?

Yes. First National Bank Of Pulaski is an FDIC-insured bank (FDIC certificate #15572). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Pulaski: frequently asked questions

Is First National Bank Of Pulaski a good bank?

First National Bank Of Pulaski earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.34%).

Is First National Bank Of Pulaski FDIC-insured?

Yes. First National Bank Of Pulaski is a FDIC-insured bank (FDIC certificate #15572). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Pulaski?

First National Bank Of Pulaski holds $1.5 billion in total assets, ranking 37th of 109 banks we track in Tennessee. It operates 14 branches.

Does First National Bank Of Pulaski have CFPB complaints?

No CFPB complaints against First National Bank Of Pulaski appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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