Citizens Tri-County Bank is a bank based in Dunlap, Tennessee, established in 1972, with $1.7 billion in total assets across 24 branches. By Trust Grade it ranks 81st of 109 banks we track in Tennessee. Its capital ratio of 8.5% trails most similarly sized banks (15th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.82% return on assets. No consumer complaints against Citizens Tri-County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Tri-County Bank compares to Tennessee peers
How we graded Citizens Tri-County Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Tri-County Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (24)
- 101 W Main St, Mcminnville, TN 37110
- 15699 Rankin Ave, Dunlap, TN 37327
- 3468 Main St, Pikeville, TN 37367
- 1548 Main St, Altamont, TN 37301
- 711 Main St, Palmer, TN 37365
- Oak And Colyar Streets, Tracy City, TN 37387
- 1100 New Smithville Hwy, Suite 700, Mcminnville, TN 37110
- State Highway 28 And Us Highway 127, Dunlap, TN 37327
- 14087 Highway 28, Whitwell, TN 37397
- 4765 Main St, Jasper, TN 37347
- 402 N Cedar Ave, South Pittsburg, TN 37380
- 5248 Manchester Hwy, Morrison, TN 37357
- 416 Railroad Avenue, Tracy City, TN 37387
- 201 N Jackson St, Tullahoma, TN 37388
- 1306 Taft Hwy, Signal Mountain, TN 37377
- 489 Spring St, Spencer, TN 38585
- 36 Resource Road, Industrial Park, Dunlap, TN 37327
- 2030 Decherd Blvd, Decherd, TN 37324
- 8575 Dayton Pike, Soddy Daisy, TN 37379
- 80 E Main St, Monteagle, TN 37356
- 900 Beersheba Hwy, Mc Minnville, TN 37110
- 105 Front St S, Cowan, TN 37318
- 25709 State Route 56, Coalmont, TN 37313
- 861 Mcarthur St, Manchester, TN 37355
Are deposits at Citizens Tri-County Bank insured?
Yes. Citizens Tri-County Bank is an FDIC-insured bank (FDIC certificate #20818). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Tri-County Bank: frequently asked questions
Is Citizens Tri-County Bank a good bank?
Citizens Tri-County Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.82%).
Is Citizens Tri-County Bank FDIC-insured?
Yes. Citizens Tri-County Bank is a FDIC-insured bank (FDIC certificate #20818). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Tri-County Bank?
Citizens Tri-County Bank holds $1.7 billion in total assets, ranking 81st of 109 banks we track in Tennessee. It operates 24 branches.
Does Citizens Tri-County Bank have CFPB complaints?
No CFPB complaints against Citizens Tri-County Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
