The First National Bank Of Bastrop is a bank based in Bastrop, Texas, established in 1889, with $1.1 billion in total assets across 6 branches. By Trust Grade it ranks 202nd of 349 banks we track in Texas. Its capital ratio of 9.4% trails most similarly sized banks (33th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against The First National Bank Of Bastrop appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Bastrop compares to Texas peers
How we graded The First National Bank Of Bastrop
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Strongly profitable (ROA 1.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Bastrop over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- Highway 71 And Hasler Boulevard, Bastrop, TX 78602
- 1312 Highway 290 W, Elgin, TX 78621
- 489 Highway 71 W, Bastrop, TX 78602
- 312 Main St, Smithville, TX 78957
- 118 Highway 21 W, Bastrop, TX 78602
- 712 Spring Street, Bastrop, TX 78602
Are deposits at The First National Bank Of Bastrop insured?
Yes. The First National Bank Of Bastrop is an FDIC-insured bank (FDIC certificate #3091). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Bastrop: frequently asked questions
Is The First National Bank Of Bastrop a good bank?
The First National Bank Of Bastrop earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.65%).
Is The First National Bank Of Bastrop FDIC-insured?
Yes. The First National Bank Of Bastrop is a FDIC-insured bank (FDIC certificate #3091). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Bastrop?
The First National Bank Of Bastrop holds $1.1 billion in total assets, ranking 202nd of 349 banks we track in Texas. It operates 6 branches.
Does The First National Bank Of Bastrop have CFPB complaints?
No CFPB complaints against The First National Bank Of Bastrop appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
