Frontier Bank Of Texas is a bank based in Elgin, Texas, established in 2007, with $1.1 billion in total assets across 11 branches. By Trust Grade it ranks 211th of 349 banks we track in Texas. Its capital ratio of 9.5% trails most similarly sized banks (34th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.76% return on assets. No consumer complaints against Frontier Bank Of Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Frontier Bank Of Texas compares to Texas peers
How we graded Frontier Bank Of Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Frontier Bank Of Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 1213 Highway 290 E, Elgin, TX 78621
- 1500 Chestnut St, Bastrop, TX 78602
- 2200 Lake Austin Blvd, Austin, TX 78703
- 5600 Burnet Rd, Austin, TX 78756
- 12400 Gregg Manor Rd, Manor, TX 78653
- 2080 Highway 183, Leander, TX 78641
- 7509 Oconnor Dr, Round Rock, TX 78681
- 813 N Main St, Taylor, TX 76574
- 109 E 8th St, Georgetown, TX 78626
- 107 Nw Loop 230, Smithville, TX 78957
- 2651 E. University Drive, Georgetown, TX 78628
Are deposits at Frontier Bank Of Texas insured?
Yes. Frontier Bank Of Texas is an FDIC-insured bank (FDIC certificate #58509). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Frontier Bank Of Texas: frequently asked questions
Is Frontier Bank Of Texas a good bank?
Frontier Bank Of Texas earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.76%).
Is Frontier Bank Of Texas FDIC-insured?
Yes. Frontier Bank Of Texas is a FDIC-insured bank (FDIC certificate #58509). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Frontier Bank Of Texas?
Frontier Bank Of Texas holds $1.1 billion in total assets, ranking 211th of 349 banks we track in Texas. It operates 11 branches.
Does Frontier Bank Of Texas have CFPB complaints?
No CFPB complaints against Frontier Bank Of Texas appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
