Pointbank is a bank based in Pilot Point, Texas, established in 1892, with $1.1 billion in total assets across 10 branches. By Trust Grade it ranks 309th of 349 banks we track in Texas. Its capital ratio of 7.4% trails most similarly sized banks (6th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Pointbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pointbank compares to Texas peers
How we graded Pointbank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.4% capital ratio)
- Profitable (ROA 0.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pointbank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 922 S Highway 377, Aubrey, TX 76227
- 1700 N Carroll Blvd, Denton, TX 76201
- 525 S Interstate 35 E, Denton, TX 76205
- 915 W Main St, Lewisville, TX 75067
- 3971 Fm 2181, Denton, TX 76210
- 200 S Highway 377, Pilot Point, TX 76258
- 302 Highway 377 N, Argyle, TX 76226
- 2103 E Eldorado Pkwy, Little Elm, TX 75068
- 4920 Long Prairie Rd, Flower Mound, TX 75028
- 400 Westway St, Denton, TX 76201
Are deposits at Pointbank insured?
Yes. Pointbank is an FDIC-insured bank (FDIC certificate #3389). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pointbank: frequently asked questions
Is Pointbank a good bank?
Pointbank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Profitable (ROA 0.88%).
Is Pointbank FDIC-insured?
Yes. Pointbank is a FDIC-insured bank (FDIC certificate #3389). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pointbank?
Pointbank holds $1.1 billion in total assets, ranking 309th of 349 banks we track in Texas. It operates 10 branches.
Does Pointbank have CFPB complaints?
No CFPB complaints against Pointbank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
