Austin County State Bank is a bank based in Bellville, Texas, established in 2007, with $511 million in total assets across 5 branches. By Trust Grade it ranks 231st of 349 banks we track in Texas. Its capital ratio of 9.2% trails most similarly sized banks (33th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.60% return on assets. No consumer complaints against Austin County State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Austin County State Bank compares to Texas peers
How we graded Austin County State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Strongly profitable (ROA 2.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Austin County State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 436 S Front St, Bellville, TX 77418
- 316 Bailey Ave, Fort Worth, TX 76107
- 325 Meyer St, Sealy, TX 77474
- 401 N Highway 171, Godley, TX 76044
- 16215 Fordtran Blvd, Industry, TX 78944
Are deposits at Austin County State Bank insured?
Yes. Austin County State Bank is an FDIC-insured bank (FDIC certificate #58484). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Austin County State Bank: frequently asked questions
Is Austin County State Bank a good bank?
Austin County State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 2.60%).
Is Austin County State Bank FDIC-insured?
Yes. Austin County State Bank is a FDIC-insured bank (FDIC certificate #58484). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Austin County State Bank?
Austin County State Bank holds $511 million in total assets, ranking 231st of 349 banks we track in Texas. It operates 5 branches.
Does Austin County State Bank have CFPB complaints?
No CFPB complaints against Austin County State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
