State Bank Of De Kalb is a bank based in De Kalb, Texas, established in 1937, with $521 million in total assets across 7 branches. By Trust Grade it ranks 26th of 349 banks we track in Texas. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.17% return on assets. No consumer complaints against State Bank Of De Kalb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Bank Of De Kalb compares to Texas peers
How we graded State Bank Of De Kalb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Strongly profitable (ROA 2.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State Bank Of De Kalb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 601 W Main St, Clarksville, TX 75426
- 209 W Main St, Atlanta, TX 75551
- 3315 Richmond Rd, Texarkana, TX 75503
- 4805 Texas Blvd, Texarkana, TX 75503
- 103 E New Boston Rd, Nash, TX 75569
- 319 E. Hoskins Blvd., New Boston, TX 75570
- 102 S Runnels St, De Kalb, TX 75559
Are deposits at State Bank Of De Kalb insured?
Yes. State Bank Of De Kalb is an FDIC-insured bank (FDIC certificate #15463). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Bank Of De Kalb: frequently asked questions
Is State Bank Of De Kalb a good bank?
State Bank Of De Kalb earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 2.17%).
Is State Bank Of De Kalb FDIC-insured?
Yes. State Bank Of De Kalb is a FDIC-insured bank (FDIC certificate #15463). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State Bank Of De Kalb?
State Bank Of De Kalb holds $521 million in total assets, ranking 26th of 349 banks we track in Texas. It operates 7 branches.
Does State Bank Of De Kalb have CFPB complaints?
No CFPB complaints against State Bank Of De Kalb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
