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The Commercial National Bank Of Brady

Brady, TX · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The Commercial National Bank Of Brady is a bank based in Brady, Texas, established in 1907, with $397 million in total assets across 5 branches. By Trust Grade it ranks 224th of 349 banks we track in Texas. Its capital ratio of 9.2% trails most similarly sized banks (34th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.93% return on assets. No consumer complaints against The Commercial National Bank Of Brady appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$397.2M
$100M–1B institution
Deposits
$339.2M
Branches
5
Capital ratio
9.2%
Bottom 34% of $100M–1B peers · Texas median 10.9%
Return on assets
2.9%
Top 2% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#224
of 349 banks

How The Commercial National Bank Of Brady compares to Texas peers

Capital ratio
Bottom 34% of $100M–1B peers
The Commercial
9.2%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $100M–1B peers
The Commercial
2.9%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Commercial National Bank Of Brady

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 2.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Commercial National Bank Of Brady over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 105 E 2nd St, Brady, TX 76825
  • 8110 W Fm 1431, Granite Shoals, TX 78654
  • 307 W Wallace St, San Saba, TX 76877
  • 1815 E Polk St, Burnet, TX 78611
  • 617 N Us Highway 281, Marble Falls, TX 78654

Are deposits at The Commercial National Bank Of Brady insured?

Yes. The Commercial National Bank Of Brady is an FDIC-insured bank (FDIC certificate #3110). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Commercial National Bank Of Brady: frequently asked questions

Is The Commercial National Bank Of Brady a good bank?

The Commercial National Bank Of Brady earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 2.93%).

Is The Commercial National Bank Of Brady FDIC-insured?

Yes. The Commercial National Bank Of Brady is a FDIC-insured bank (FDIC certificate #3110). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Commercial National Bank Of Brady?

The Commercial National Bank Of Brady holds $397 million in total assets, ranking 224th of 349 banks we track in Texas. It operates 5 branches.

Does The Commercial National Bank Of Brady have CFPB complaints?

No CFPB complaints against The Commercial National Bank Of Brady appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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