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Lamar National Bank

Paris, TX · Est. 1981 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Lamar National Bank is a bank based in Paris, Texas, established in 1981, with $393 million in total assets across 6 branches. By Trust Grade it ranks 304th of 349 banks we track in Texas. Its capital ratio of 8.1% trails most similarly sized banks (17th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Lamar National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$392.6M
$100M–1B institution
Deposits
$353.6M
Branches
6
Capital ratio
8.1%
Bottom 17% of $100M–1B peers · Texas median 10.9%
Return on assets
0.7%
Bottom 20% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#304
of 349 banks

How Lamar National Bank compares to Texas peers

Capital ratio
Bottom 17% of $100M–1B peers
Lamar National
8.1%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Lamar National
0.7%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Lamar National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (8.1% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lamar National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 200 S Collegiate Dr, Paris, TX 75460
  • 110 S Preston Rd, Celina, TX 75009
  • 100 Plaza Pl, Northlake, TX 76226
  • 6801 Gaylord Pkwy, Frisco, TX 75034
  • 6270 Lamar Rd, Reno, TX 75462
  • 1515 West White Street, Anna, TX 75409

Are deposits at Lamar National Bank insured?

Yes. Lamar National Bank is an FDIC-insured bank (FDIC certificate #23597). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lamar National Bank: frequently asked questions

Is Lamar National Bank a good bank?

Lamar National Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Profitable (ROA 0.67%).

Is Lamar National Bank FDIC-insured?

Yes. Lamar National Bank is a FDIC-insured bank (FDIC certificate #23597). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Lamar National Bank?

Lamar National Bank holds $393 million in total assets, ranking 304th of 349 banks we track in Texas. It operates 6 branches.

Does Lamar National Bank have CFPB complaints?

No CFPB complaints against Lamar National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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