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First State Bank Of Burnet

Burnet, TX · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First State Bank Of Burnet is a bank based in Burnet, Texas, established in 1908, with $331 million in total assets across 4 branches. By Trust Grade it ranks 5th of 349 banks we track in Texas. Its capital ratio of 10.6% is stronger than 56% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against First State Bank Of Burnet appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$331.0M
$100M–1B institution
Deposits
$295.3M
Branches
4
Capital ratio
10.6%
Top 44% of $100M–1B peers · Texas median 10.9%
Return on assets
1.5%
Top 34% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#5
of 349 banks

How First State Bank Of Burnet compares to Texas peers

Capital ratio
Top 44% of $100M–1B peers
First State
10.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $100M–1B peers
First State
1.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First State Bank Of Burnet

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 1.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank Of Burnet over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 800 S Key Ave, Lampasas, TX 76550
  • 311 South Water, Burnet, TX 78611
  • 2315 W. 5th Street, Plainview, TX 79072
  • 136 E Washington St, Burnet, TX 78611

Are deposits at First State Bank Of Burnet insured?

Yes. First State Bank Of Burnet is an FDIC-insured bank (FDIC certificate #11557). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank Of Burnet: frequently asked questions

Is First State Bank Of Burnet a good bank?

First State Bank Of Burnet earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.47%).

Is First State Bank Of Burnet FDIC-insured?

Yes. First State Bank Of Burnet is a FDIC-insured bank (FDIC certificate #11557). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank Of Burnet?

First State Bank Of Burnet holds $331 million in total assets, ranking 5th of 349 banks we track in Texas. It operates 4 branches.

Does First State Bank Of Burnet have CFPB complaints?

No CFPB complaints against First State Bank Of Burnet appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The National Bank Of Andrews
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Security State Bank
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The Pecos County State Bank
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Columbus State Bank
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The First National Bank Of Hughes Springs
bank · Hughes Springs, TX · $322M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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