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The National Bank Of Andrews

Andrews, TX · Est. 1945 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The National Bank Of Andrews is a bank based in Andrews, Texas, established in 1945, with $331 million in total assets across 4 branches. By Trust Grade it ranks 44th of 349 banks we track in Texas. Its capital ratio of 10.0% trails most similarly sized banks (47th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.84% return on assets. No consumer complaints against The National Bank Of Andrews appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$331.4M
$100M–1B institution
Deposits
$292.2M
Branches
4
Capital ratio
10.0%
Bottom 47% of $100M–1B peers · Texas median 10.9%
Return on assets
2.8%
Top 3% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#44
of 349 banks

How The National Bank Of Andrews compares to Texas peers

Capital ratio
Bottom 47% of $100M–1B peers
The National
10.0%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
The National
2.8%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The National Bank Of Andrews

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.0% capital ratio)
  • Strongly profitable (ROA 2.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The National Bank Of Andrews over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1501 N Main St, Andrews, TX 79714
  • 101 Nw 1st St, Andrews, TX 79714
  • 1201 N Main St, Andrews, TX 79714
  • 1501 N Main St, Andrews, TX 79714

Are deposits at The National Bank Of Andrews insured?

Yes. The National Bank Of Andrews is an FDIC-insured bank (FDIC certificate #17603). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The National Bank Of Andrews: frequently asked questions

Is The National Bank Of Andrews a good bank?

The National Bank Of Andrews earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 2.84%).

Is The National Bank Of Andrews FDIC-insured?

Yes. The National Bank Of Andrews is a FDIC-insured bank (FDIC certificate #17603). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The National Bank Of Andrews?

The National Bank Of Andrews holds $331 million in total assets, ranking 44th of 349 banks we track in Texas. It operates 4 branches.

Does The National Bank Of Andrews have CFPB complaints?

No CFPB complaints against The National Bank Of Andrews appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Columbus State Bank
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The Pecos County State Bank
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The First National Bank Of Hughes Springs
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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