The First Bank Of Celeste is a bank based in Celeste, Texas, established in 1900, with $84 million in total assets across 1 branch. By Trust Grade it ranks 290th of 349 banks we track in Texas. Its capital ratio of 8.2% trails most similarly sized banks (13th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against The First Bank Of Celeste appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First Bank Of Celeste compares to Texas peers
How we graded The First Bank Of Celeste
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First Bank Of Celeste over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 301 N Us Highway 69, Celeste, TX 75423
Are deposits at The First Bank Of Celeste insured?
Yes. The First Bank Of Celeste is an FDIC-insured bank (FDIC certificate #3133). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First Bank Of Celeste: frequently asked questions
Is The First Bank Of Celeste a good bank?
The First Bank Of Celeste earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.24%).
Is The First Bank Of Celeste FDIC-insured?
Yes. The First Bank Of Celeste is a FDIC-insured bank (FDIC certificate #3133). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First Bank Of Celeste?
The First Bank Of Celeste holds $84 million in total assets, ranking 290th of 349 banks we track in Texas. It operates 1 branch.
Does The First Bank Of Celeste have CFPB complaints?
No CFPB complaints against The First Bank Of Celeste appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
