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The First National Bank In Falfurrias

Falfurrias, TX · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The First National Bank In Falfurrias is a bank based in Falfurrias, Texas, established in 1934, with $85 million in total assets across 1 branch. By Trust Grade it ranks 196th of 349 banks we track in Texas. Its capital ratio of 9.4% trails most similarly sized banks (23th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.70% return on assets. No consumer complaints against The First National Bank In Falfurrias appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$84.8M
<$100M institution
Deposits
$76.8M
Branches
1
Capital ratio
9.4%
Bottom 23% of <$100M peers · Texas median 10.9%
Return on assets
1.7%
Top 16% of <$100M peers · Texas median 1.38%
Rank in Texas
#196
of 349 banks

How The First National Bank In Falfurrias compares to Texas peers

Capital ratio
Bottom 23% of <$100M peers
The First
9.4%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of <$100M peers
The First
1.7%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank In Falfurrias

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank In Falfurrias over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 200 S Saint Marys St, Falfurrias, TX 78355

Are deposits at The First National Bank In Falfurrias insured?

Yes. The First National Bank In Falfurrias is an FDIC-insured bank (FDIC certificate #14095). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank In Falfurrias: frequently asked questions

Is The First National Bank In Falfurrias a good bank?

The First National Bank In Falfurrias earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.70%).

Is The First National Bank In Falfurrias FDIC-insured?

Yes. The First National Bank In Falfurrias is a FDIC-insured bank (FDIC certificate #14095). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank In Falfurrias?

The First National Bank In Falfurrias holds $85 million in total assets, ranking 196th of 349 banks we track in Texas. It operates 1 branch.

Does The First National Bank In Falfurrias have CFPB complaints?

No CFPB complaints against The First National Bank In Falfurrias appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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