Charter Bank is a bank based in Corpus Christi, Texas, established in 1962, with $293 million in total assets across 4 branches. By Trust Grade it ranks 299th of 349 banks we track in Texas. Its capital ratio of 7.8% trails most similarly sized banks (13th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.41% return on assets. No consumer complaints against Charter Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Charter Bank compares to Texas peers
How we graded Charter Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Strongly profitable (ROA 2.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Charter Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 10502 Leopard St, Corpus Christi, TX 78410
- 801 Navigation Blvd, Corpus Christi, TX 78408
- 711 Highway 35 N, Rockport, TX 78382
- 3701 Saratoga Blvd, Corpus Christi, TX 78415
Are deposits at Charter Bank insured?
Yes. Charter Bank is an FDIC-insured bank (FDIC certificate #18660). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Charter Bank: frequently asked questions
Is Charter Bank a good bank?
Charter Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 2.41%).
Is Charter Bank FDIC-insured?
Yes. Charter Bank is a FDIC-insured bank (FDIC certificate #18660). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Charter Bank?
Charter Bank holds $293 million in total assets, ranking 299th of 349 banks we track in Texas. It operates 4 branches.
Does Charter Bank have CFPB complaints?
No CFPB complaints against Charter Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
