Interstate Bank is a bank based in Perryton, Texas, established in 1957, with $292 million in total assets across 2 branches. By Trust Grade it ranks 327th of 349 banks we track in Texas. Its capital ratio of 6.1% trails most similarly sized banks (3th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Interstate Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Interstate Bank compares to Texas peers
How we graded Interstate Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.1% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Interstate Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 301 S Main St, Perryton, TX 79070
- 5085 S Coulter St, Amarillo, TX 79119
Are deposits at Interstate Bank insured?
Yes. Interstate Bank is an FDIC-insured bank (FDIC certificate #31043). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Interstate Bank: frequently asked questions
Is Interstate Bank a good bank?
Interstate Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (6.1% capital ratio); Strongly profitable (ROA 1.29%).
Is Interstate Bank FDIC-insured?
Yes. Interstate Bank is a FDIC-insured bank (FDIC certificate #31043). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Interstate Bank?
Interstate Bank holds $292 million in total assets, ranking 327th of 349 banks we track in Texas. It operates 2 branches.
Does Interstate Bank have CFPB complaints?
No CFPB complaints against Interstate Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
