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Trusttexas Bank, Ssb

Cuero, TX · Est. 1921 · Website ↗
F
Trust Grade
Weak
Score: 32/100

Trusttexas Bank, Ssb is a bank based in Cuero, Texas, established in 1921, with $383 million in total assets across 6 branches. By Trust Grade it ranks 349th of 349 banks we track in Texas. Its capital ratio of 0.8% trails most similarly sized banks (0th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Trusttexas Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$382.9M
$100M–1B institution
Deposits
$376.9M
Branches
6
Capital ratio
0.8%
Bottom 0% of $100M–1B peers · Texas median 10.9%
Return on assets
0.2%
Bottom 7% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#349
of 349 banks

How Trusttexas Bank, Ssb compares to Texas peers

Capital ratio
Bottom 0% of $100M–1B peers
Trusttexas Bank,
0.8%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Trusttexas Bank,
0.2%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Trusttexas Bank, Ssb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
32/100
Customer experience
n/a
Overall
F · 32
  • Below the well-capitalized threshold (0.8%)
  • Profitable (ROA 0.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Trusttexas Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 225 E Main St, Yorktown, TX 78164
  • 2109 N Laurent St, Victoria, TX 77901
  • 2701 Sam Houston Dr, Victoria, TX 77904
  • 121 E Courthouse St, Cuero, TX 77954
  • 4625 Ratcliffe Dr, Kyle, TX 78640
  • 2085 Central Plz, New Braunfels, TX 78130

Are deposits at Trusttexas Bank, Ssb insured?

Yes. Trusttexas Bank, Ssb is an FDIC-insured bank (FDIC certificate #28515). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Trusttexas Bank, Ssb: frequently asked questions

Is Trusttexas Bank, Ssb a good bank?

Trusttexas Bank, Ssb earns a Bankzia Trust Grade of F (32/100, "Weak"), based on a financial-strength score of 32/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (0.8%); Profitable (ROA 0.22%).

Is Trusttexas Bank, Ssb FDIC-insured?

Yes. Trusttexas Bank, Ssb is a FDIC-insured bank (FDIC certificate #28515). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Trusttexas Bank, Ssb?

Trusttexas Bank, Ssb holds $383 million in total assets, ranking 349th of 349 banks we track in Texas. It operates 6 branches.

Does Trusttexas Bank, Ssb have CFPB complaints?

No CFPB complaints against Trusttexas Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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