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First National Bank Of Dublin

Dublin, TX · Est. 1985 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First National Bank Of Dublin is a bank based in Dublin, Texas, established in 1985, with $133 million in total assets across 3 branches. By Trust Grade it ranks 89th of 349 banks we track in Texas. Its capital ratio of 12.5% is stronger than 76% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.38% return on assets. No consumer complaints against First National Bank Of Dublin appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$133.5M
$100M–1B institution
Deposits
$116.5M
Branches
3
Capital ratio
12.5%
Top 24% of $100M–1B peers · Texas median 10.9%
Return on assets
2.4%
Top 6% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#89
of 349 banks

How First National Bank Of Dublin compares to Texas peers

Capital ratio
Top 24% of $100M–1B peers
First National
12.5%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $100M–1B peers
First National
2.4%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Dublin

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.5% capital ratio)
  • Strongly profitable (ROA 2.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Of Dublin over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 200 E Main St, Gustine, TX 76455
  • 801 North Fannin, De Leon, TX 76444
  • 825 N Patrick St, Dublin, TX 76446

Are deposits at First National Bank Of Dublin insured?

Yes. First National Bank Of Dublin is an FDIC-insured bank (FDIC certificate #26228). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Dublin: frequently asked questions

Is First National Bank Of Dublin a good bank?

First National Bank Of Dublin earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 2.38%).

Is First National Bank Of Dublin FDIC-insured?

Yes. First National Bank Of Dublin is a FDIC-insured bank (FDIC certificate #26228). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Dublin?

First National Bank Of Dublin holds $133 million in total assets, ranking 89th of 349 banks we track in Texas. It operates 3 branches.

Does First National Bank Of Dublin have CFPB complaints?

No CFPB complaints against First National Bank Of Dublin appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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