Skip to main content
bank

The First National Bank Of Eagle Lake

Eagle Lake, TX · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Eagle Lake is a bank based in Eagle Lake, Texas, established in 1904, with $171 million in total assets across 3 branches. By Trust Grade it ranks 108th of 349 banks we track in Texas. Its capital ratio of 10.9% is stronger than 62% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against The First National Bank Of Eagle Lake appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$170.7M
$100M–1B institution
Deposits
$151.3M
Branches
3
Capital ratio
10.9%
Top 38% of $100M–1B peers · Texas median 10.9%
Return on assets
1.4%
Top 41% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#108
of 349 banks

How The First National Bank Of Eagle Lake compares to Texas peers

Capital ratio
Top 38% of $100M–1B peers
The First
10.9%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
The First
1.4%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Eagle Lake

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Eagle Lake over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1217 E Main St, Eagle Lake, TX 77434
  • 408 Walnut St, Columbus, TX 78934
  • 138 S Dill St, East Bernard, TX 77435

Are deposits at The First National Bank Of Eagle Lake insured?

Yes. The First National Bank Of Eagle Lake is an FDIC-insured bank (FDIC certificate #3179). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Eagle Lake: frequently asked questions

Is The First National Bank Of Eagle Lake a good bank?

The First National Bank Of Eagle Lake earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.36%).

Is The First National Bank Of Eagle Lake FDIC-insured?

Yes. The First National Bank Of Eagle Lake is a FDIC-insured bank (FDIC certificate #3179). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Eagle Lake?

The First National Bank Of Eagle Lake holds $171 million in total assets, ranking 108th of 349 banks we track in Texas. It operates 3 branches.

Does The First National Bank Of Eagle Lake have CFPB complaints?

No CFPB complaints against The First National Bank Of Eagle Lake appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bank Of South Texas
bank · Mcallen, TX · $171M assets
Security Bank Of Texas
bank · Crawford, TX · $169M assets
Normangee State Bank
bank · Normangee, TX · $173M assets
The First National Bank Of Quitaque
bank · Quitaque, TX · $168M assets
Big Bend Banks, N.A.
bank · Marfa, TX · $166M assets
Fidelity Bank Of Texas
bank · Waco, TX · $165M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →