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The First National Bank Of Quitaque

Quitaque, TX · Est. 1920 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Quitaque is a bank based in Quitaque, Texas, established in 1920, with $168 million in total assets across 3 branches. By Trust Grade it ranks 139th of 349 banks we track in Texas. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against The First National Bank Of Quitaque appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$167.9M
$100M–1B institution
Deposits
$148.9M
Branches
3
Capital ratio
10.3%
Top 48% of $100M–1B peers · Texas median 10.9%
Return on assets
1.4%
Top 40% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#139
of 349 banks

How The First National Bank Of Quitaque compares to Texas peers

Capital ratio
Top 48% of $100M–1B peers
The First
10.3%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $100M–1B peers
The First
1.4%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Quitaque

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Quitaque over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 320 E Main St, Quitaque, TX 79255
  • 101 N Maxwell Ave, Tulia, TX 79088
  • 501 Main St, Silverton, TX 79257

Are deposits at The First National Bank Of Quitaque insured?

Yes. The First National Bank Of Quitaque is an FDIC-insured bank (FDIC certificate #3401). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Quitaque: frequently asked questions

Is The First National Bank Of Quitaque a good bank?

The First National Bank Of Quitaque earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.36%).

Is The First National Bank Of Quitaque FDIC-insured?

Yes. The First National Bank Of Quitaque is a FDIC-insured bank (FDIC certificate #3401). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Quitaque?

The First National Bank Of Quitaque holds $168 million in total assets, ranking 139th of 349 banks we track in Texas. It operates 3 branches.

Does The First National Bank Of Quitaque have CFPB complaints?

No CFPB complaints against The First National Bank Of Quitaque appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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