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Newfirst National Bank

El Campo, TX · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Newfirst National Bank is a bank based in El Campo, Texas, established in 1902, with $956 million in total assets across 9 branches. By Trust Grade it ranks 109th of 349 banks we track in Texas. Its capital ratio of 12.1% is stronger than 73% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 3.23% return on assets. No consumer complaints against Newfirst National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$956.0M
$100M–1B institution
Deposits
$833.2M
Branches
9
Capital ratio
12.1%
Top 27% of $100M–1B peers · Texas median 10.9%
Return on assets
3.2%
Top 1% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#109
of 349 banks

How Newfirst National Bank compares to Texas peers

Capital ratio
Top 27% of $100M–1B peers
Newfirst National
12.1%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $100M–1B peers
Newfirst National
3.2%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Newfirst National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.1% capital ratio)
  • Strongly profitable (ROA 3.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Newfirst National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 205 E Calhoun St, El Campo, TX 77437
  • 117 E Milam St, Wharton, TX 77488
  • 200 E Jackson St, El Campo, TX 77437
  • 2214 Avenue H, Rosenberg, TX 77471
  • 10301 Ne Zac Lentz Pkwy, Victoria, TX 77904
  • 8914 Main St, Needville, TX 77461
  • 16554 Creek Bend Dr, Sugar Land, TX 77478
  • 700 N Wells St, Edna, TX 77957
  • 101 E Milam St, Wharton, TX 77488

Are deposits at Newfirst National Bank insured?

Yes. Newfirst National Bank is an FDIC-insured bank (FDIC certificate #3183). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Newfirst National Bank: frequently asked questions

Is Newfirst National Bank a good bank?

Newfirst National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Strongly profitable (ROA 3.23%).

Is Newfirst National Bank FDIC-insured?

Yes. Newfirst National Bank is a FDIC-insured bank (FDIC certificate #3183). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Newfirst National Bank?

Newfirst National Bank holds $956 million in total assets, ranking 109th of 349 banks we track in Texas. It operates 9 branches.

Does Newfirst National Bank have CFPB complaints?

No CFPB complaints against Newfirst National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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