Texas Heritage National Bank is a bank based in Daingerfield, Texas, established in 1892, with $944 million in total assets across 6 branches. By Trust Grade it ranks 184th of 349 banks we track in Texas. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Texas Heritage National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texas Heritage National Bank compares to Texas peers
How we graded Texas Heritage National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Texas Heritage National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 107 Webb St, Daingerfield, TX 75638
- 201 West Main, Omaha, TX 75571
- 215 Us Highway 259 S, Ore City, TX 75683
- 215 N Hillcrest Dr, Sulphur Springs, TX 75482
- 4801 Spring Valley Rd, Farmers Branch, TX 75244
- 795 Us Highway 271 N, Gilmer, TX 75644
Are deposits at Texas Heritage National Bank insured?
Yes. Texas Heritage National Bank is an FDIC-insured bank (FDIC certificate #3161). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texas Heritage National Bank: frequently asked questions
Is Texas Heritage National Bank a good bank?
Texas Heritage National Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.27%).
Is Texas Heritage National Bank FDIC-insured?
Yes. Texas Heritage National Bank is a FDIC-insured bank (FDIC certificate #3161). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Texas Heritage National Bank?
Texas Heritage National Bank holds $944 million in total assets, ranking 184th of 349 banks we track in Texas. It operates 6 branches.
Does Texas Heritage National Bank have CFPB complaints?
No CFPB complaints against Texas Heritage National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
