Hometown Bank, National Association is a bank based in Galveston, Texas, established in 1966, with $998 million in total assets across 7 branches. By Trust Grade it ranks 218th of 349 banks we track in Texas. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Hometown Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hometown Bank, National Association compares to Texas peers
How we graded Hometown Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Profitable (ROA 0.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hometown Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 1801 45th St, Galveston, TX 77550
- 4424 Seawall Blvd, Galveston, TX 77550
- 3211 E Fm 528 Rd, Friendswood, TX 77546
- 1406 W Main St, League City, TX 77573
- 1050 North Bypass 35, Alvin, TX 77511
- 601 S Friendswood Dr, Friendswood, TX 77546
- 2651 Pearland Pkwy, Pearland, TX 77581
Are deposits at Hometown Bank, National Association insured?
Yes. Hometown Bank, National Association is an FDIC-insured bank (FDIC certificate #19603). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hometown Bank, National Association: frequently asked questions
Is Hometown Bank, National Association a good bank?
Hometown Bank, National Association earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.99%).
Is Hometown Bank, National Association FDIC-insured?
Yes. Hometown Bank, National Association is a FDIC-insured bank (FDIC certificate #19603). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hometown Bank, National Association?
Hometown Bank, National Association holds $998 million in total assets, ranking 218th of 349 banks we track in Texas. It operates 7 branches.
Does Hometown Bank, National Association have CFPB complaints?
No CFPB complaints against Hometown Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
