United Texas Bank is a bank based in Dallas, Texas, established in 1986, with $1.0 billion in total assets across 3 branches. By Trust Grade it ranks 275th of 349 banks we track in Texas. Its capital ratio of 16.3% is stronger than 96% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against United Texas Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Texas Bank compares to Texas peers
How we graded United Texas Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.3% capital ratio)
- Profitable (ROA 0.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Texas Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 13101 Preston Rd, Dallas, TX 75240
- 12222 Merit Dr, Dallas, TX 75251
- 10803 Preston Rd, Dallas, TX 75230
Are deposits at United Texas Bank insured?
Yes. United Texas Bank is an FDIC-insured bank (FDIC certificate #26626). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Texas Bank: frequently asked questions
Is United Texas Bank a good bank?
United Texas Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (16.3% capital ratio); Profitable (ROA 0.24%).
Is United Texas Bank FDIC-insured?
Yes. United Texas Bank is a FDIC-insured bank (FDIC certificate #26626). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Texas Bank?
United Texas Bank holds $1.0 billion in total assets, ranking 275th of 349 banks we track in Texas. It operates 3 branches.
Does United Texas Bank have CFPB complaints?
No CFPB complaints against United Texas Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
