Transpecos Banks, Ssb is a bank based in Pecos, Texas, established in 1924, with $1.0 billion in total assets across 4 branches. By Trust Grade it ranks 346th of 349 banks we track in Texas. Its capital ratio of 6.6% trails most similarly sized banks (3th percentile), versus a Texas median of 10.9%. It posted a loss over the most recent period (-1.55% return on assets), a point to watch. No consumer complaints against Transpecos Banks, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Transpecos Banks, Ssb compares to Texas peers
How we graded Transpecos Banks, Ssb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.6% capital ratio)
- Unprofitable over the period (ROA -1.55%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Transpecos Banks, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 109 E Us Highway 90, Marathon, TX 79842
- 108 W Avenue E, Alpine, TX 79830
- 1305 E Houston Street, San Antonio, TX 78205
- 217 W 3rd St, Pecos, TX 79772
Are deposits at Transpecos Banks, Ssb insured?
Yes. Transpecos Banks, Ssb is an FDIC-insured bank (FDIC certificate #11178). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Transpecos Banks, Ssb: frequently asked questions
Is Transpecos Banks, Ssb a good bank?
Transpecos Banks, Ssb earns a Bankzia Trust Grade of D (62/100, "Fair"), based on a financial-strength score of 62/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Unprofitable over the period (ROA -1.55%).
Is Transpecos Banks, Ssb FDIC-insured?
Yes. Transpecos Banks, Ssb is a FDIC-insured bank (FDIC certificate #11178). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Transpecos Banks, Ssb?
Transpecos Banks, Ssb holds $1.0 billion in total assets, ranking 346th of 349 banks we track in Texas. It operates 4 branches.
Does Transpecos Banks, Ssb have CFPB complaints?
No CFPB complaints against Transpecos Banks, Ssb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
